Worried about being able to afford everything while at university? Wondering how you can make your student loan stretch?
Finances are tough for students – and even those who live with students!
While you will gain a student loan, even if it the minimum amount, you will need to budget. You also need to know about saving up for the future and options of working on the side — can you do that while being a student?
Student Survival Tips wants to offer a place for all students to come for their student budget and money needs. I can offer a place to learn how to make money online, stretch your loans and pay, and focus on living a frugal and affordable student life.
One of the first things I did after getting confirmation I was going to university was open a student bank account. The majority of students will do this, but does that mean you need the account? Could you get buy on a normal bank account?
Are you a Coupon Queen? Do you have cashback apps and discount websites saved to help you reduce your costs? While using coupons and discount codes can be useful to save money as a student, they can also cause you to spend more without realising.
Some...Read More »
Once upon a time, getting the NUS card was free for all students. It was gained through the university and entitled you instantly to discounts. In 2006 this all changed. Suddenly you had to buy the NUS card – starting off at £10 per student year. That meant whether you...Read More »
I know this isn’t something you want to think about right now. I graduated almost 10 years ago and I still don’t want to think about my student loan debt. But as adults we need to. We need to be responsible with our money.
Worrying about money and how to save money as a student is perfectly normal. You will not be the only one and there will be more students after you to fear it. None of this is helped by constant changes to the student loans and tuition fees.
There are just so...Read More »
Now that you’ve created a student budget (if you haven’t, you’ll need to check this post out), you need to work to stick to it. Software and spreadsheets only do so much. It takes will power to stick to your student budget.
But you’re not alone. There are millions of...Read More »
As part of your student budget, you need to create an emergency fund. This is non-negotiable. Your student budget emergency fund can help prevent a car breakdown or other unexpected cost from throwing you deep into debt.
It’s something that many students overlook. There’s the excuse of not having...Read More »
When you start university, you will soon find that you have very little money but there is so much going on. The maximum student loan available is approximately £8,000 per year, depending on the part of the UK that you live in. That is not a lot for a full...Read More »
Of all the student survival tips searched for, student budget, money tips, and finances in general always come up. When you become a student, you need to sit down and work out a budget.
I’m not lying when I say that your student budget is your best friend. Well, it’s also...Read More »
As a student, you will likely look for ways to make money online. This wasn’t that big of an option when I was in university but it has grown in popularity in the last 5-10 years. This could be due to so many people now showing off their earnings.
There are...Read More »
Trying to save money with a student budget seems like an impossible task. Trust me when I tell you that I know where you are coming from.
But it doesn’t have to be impossible. You can save £1,000 per year.
I know this doesn’t sound like much, but it’s a lot better...Read More »
Affording everything as a student is difficult. The student loan only goes so far so you may be looking for ways to earn a side income while studying.
Many students choose to get a part time job, but this will take up all your weekends and you will be required to...Read More »
Do you wish you could save money as a college student? You just want to know how to save money as a student without working at all. And you need to do it while socialising, buying text books, and affording food.
Well, I’m about to give you one tip to help...Read More »
You want to make money while studying, but you’re at a loss. While you could get a part time job, you just don’t have the time for it. There are benefits to working part time, but that’s for a different post.
Right now you want a method that will directly benefit...Read More »
Last year I shared all about creating a student budget and I even showed you examples of my own. I’ve upgraded recently to using Mint for my personal budgeting. While budgeting software is useful, it’s not enough. There’s one thing that you need to stick to your student...Read More »
Casual employment is getting a bad reputation in the UK. These are those zero-hour contracts that everyone keeps banging on about.
The trust is, while at university I was on one of these zero-hour contracts. You know when I had zero hours? When I chose to. But it turns out that...Read More »
Money issues and work needs arise when you’re a fulltime student. You need to find the best way to bring in some money, so you can afford more than that measly student loan offers you. After all, there are text books, drinks, and gym memberships to pay for.
So, what options...Read More »
4 Practical and Legal Tips for Making Money While You’re Studying Full-Time, Part-Time, and Distance Learning
Whether you’re studying through a full-time course, distance learning, or something in between, you’ll need money. The student loan only goes so far, and some courses won’t even offer it. So what are your choices?
Making money while you’re studying certainly is possible, and there are plenty of practical and legal...Read More »
When sharing the student budget with you on Saturday, I shared that I assumed you would get a part-time job. But do you really need this? Should you get one?
I’ll be honest, I knew students who didn’t have a job as a full-time student and others that did. Those...Read More »
When you get a student bank account, there are high chances that you’ll get a student overdraft. It’s really easy to think of this as free money.
This is not the way to even consider your student overdraft. It is there for emergencies only, and that is the way you should...Read More »
I can go through all the same tips that everyone else will tell you about creating a student budget. I could go on about working out your income and your outgoings, separating your outgoings into necessities and luxuries.
In fact, I’ve written all these tips down before. I’ve shared how you...Read More »
Student grants in the UK have now been changed to student loans. It was that parting gift from George Osborne that nobody tried to block. We’ve known it was coming, but it didn’t feel real until today.
You know all that, but what does it actually mean for you? Well, really,...Read More »
Your student loan needs to last you for the whole year. If you’re in Scotland, it’s paid monthly for nine months of the year, but in England it’s paid in three lump sums across the year.
Budgeting is essential. You can stretch your student loan with these top 10 tips.
Get Your...Read More »
Making extra money as a student can be tricky. What options do you have that won’t affect your studies?
Well, what about using affiliate marketing? This is an option that many people—not just students—use to make more money. Bloggers and work at...Read More »
Your student loan is your financial lifeline at university. It helps to cover various costs, including rent, stationary and socialising. Making the most of it is essential.
Some student loans are paid monthly, while helps to limit the overspending at the start. However, some are paid in lump sums at the...Read More »
Students are always looking for ways to make money. Student loans don’t give you that much, and there are always expenses. It could be rent, books or just socialising.
Either way, you need more money. Chances are you’re looking online for way to make money as a student.
Online writing is likely...Read More »
As a student you will be on a tight budget. I remember what it was like. I still know what it is like.
You want to get great presents, but you don’t want to spend a fortune. The good news is that that...Read More »
Student discounts are supposed to help save you money. The problem is many students end up spending more than they really should. It’s time to follow some student discount tips to make sure...Read More »
The student life is a poor one. There’s so much to do and so much to buy, but the student loan just doesn’t seem to stretch far enough. You need to find ways...Read More »
I recently bought my NUS Extra card. I opted for the three-year card just to make it much easier, and to save a little money. You see the one-year card is £12, but the three-year card was just £30 so I saved £4. It’s not a lot but it’s still...Read More »
After a recent conversation with someone about university lecturers, I’ve realised just how little students know about what their lecturers are up to. Many complain that they’re not working weekends...Read More »
You may hear all about student insurance during Fresher’s Week. There are often companies at the stalls during Fresher’s Fayre offering it, especially for contents insurance.
But you don’t need it, do...Read More »
Having a student fancy dress budget is a must. There are always costume nights.
When I was at university, I had a Disney theme, a superhero theme, a beach theme and many more. I have a whole fancy...Read More »
Students need all the help they can get when it comes to finances. While most of your time should be dedicated to study, you could get a part time job to keep the cash flowing...Read More »
Think you’ve been through too much rejection lately? People receive rejection letters on a daily basis, whether it is for a job application, university application or even trying to get a recording contract.
I’ve decided to keep today’s post quite short while I enjoy the sun with my daughter and have...Read More »
Since it’s coming up to reapplying for student loans, it’s important to cover a major change to the way the Scottish student loans system will work. As of the...Read More »
Students want to be able to do a lot on their small finances – I remember what it was like being away from home and free to explore for the first time. I want...Read More »